Lord Ember Stone's Quest

A real estate broker is a word in the joint States which describes a party who acts as an intermediary between retailor and buyers of real estate (or real property as it known elsewhere) and attempts to find sellers who wish to sell and purchaser who wish to buy. In the United States, the association was originally established by reference to the English common law of agency with the broker having a fiduciary relationship with his customers.

Estate agent is the term used in the United realm to explain a person or organization whose business is to market real estate on behalf of clients, but there are important differences between the trial and liabilities of brokers and estate agents in each country.

Beyond the US, other countries take clearly different approaches to the marketing and selling of real property.
In the US, real estate brokers and their salespersons (commonly called “real estate agents” or, in some states, “brokers”) assist sellers in marketing their property and selling it for the uppermost possible price under the best terms. When acting as a Buyer’s agent with a symbol agreement (or, in many cases, verbal agreement, although a broker may not be lawfully entitled to his commission unless the agreement is in writing), they assist buyers by helping them acquire property for the buck possible price under the best terms. Without a signed agreement, brokers may assist buyers in the attainment of property but still represent the seller and the seller’s benefit.

In most jurisdictions in the United States, a person is required to have a license in order to receive salary for services rendered as a real estate broker. Unlicensed activity is illegal, but buyers and sellers performing as basic in the sale or purchase of real estate are not required to be licensed. In some states, lawyers are allowed to handle real estate sales for compensation without being licensed as brokers or agents.

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With large numbers of Americans now looking for safer investments for their long term wealth building programs. Most want higher returns than they can get from putting their hard earned money into Bank CD’s, many are seeking information about Tax Liens. Investing in Tax Lien/Deed certificates will enable you to realize safe, annualized returns all guaranteed by the United States Government.

The collection of Real Estate property taxes is a major priority in every taxing district in the USA, as all home owners know all to well. If a county were unable to collect those taxes in a timely ashion, it would be unable to provide the public with important services such as the police and fire departments and schools for our children. To avoid this problem, all counties in 26 states across the US will place a Tax Lien on any property with delinquent property taxes and then sells the delinquent tax debt to investors. The county gets their money, the tax delinquent taxpayer gets more time to pay their already past due property taxes and the investor gets a Real Estate secured high yielding investment.

Tax Liens are often called the “Fort Knox” of investments. Government issued Tax Lien certificates are a safe investment for the following reasons. The constant rise and fall of interest rates do not have any affect whatsoever on Tax Lien Certificates because the interest rates of Tax Lien Certificates are mandated by State law. Basically, you are investing in the Government. When they have collected the past due taxes, you will send them the Tax Lien certificate and in return they will send you a check covering the money you paid for the certificate plus any outstanding interest.

The ups and downs of the stock markets will have no affect whatsoever on the rate of return. Each State has a mandated length of time for the delinquent taxes to be paid. If they are not made current during this time period, the property is sold to pay the debt. The following are examples from three states showing the lucrative business of Tax Liens: 16% per year in all 15 counties in Arizona, 18% per year in all 67 counties in Florida, 50% per year in all 254 counties in Texas.

Most properties will have an outstanding mortgage. Generally, the lender will pay these delinquent taxes before it gets to the foreclosure stage. The certificates can also be sold or transferred at a discount before the due date allowing the investor to make a smaller profit on the certificate should there be a need for cash for whatever reason.

The main advantage to the new or smaller investor is that there are many thousands of Tax Liens/Deeds for sale at every budget level. In the old days, you would have to travel thousands of miles across the country to auctions if you wanted to buy Tax Liens/Deeds. Now you can do it from the comfort of your own home using the internet.

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